Wallace Peck

  • 4 Gaps You Need To Fill If You Want To Retire Early


    Do you want to retire early? More and more Americans are actively choosing to work toward the goal of retiring 10, 15, or even 20 years early. For some, this seems like a pipe dream. However, you can do it successfully by filling these key financial gaps: 1. Wants and Needs Americans have a hard time defining what is a 'want' and a 'need.' There is a fundamental gap between what people often know is a 'want' and what their emotions tell them about that expense.
    [Read More]

  • Three Things You Should Know About Making Bail After An Arrest


    If you find yourself placed under arrest, you will be taken to jail and processed. At some point, you will appear before a judge for an arraignment where the charge or charges will be read, and you will enter a plea. If you plead not guilty, there will be the issue of bail. This is the amount of a bond or the money deposited with the court to assure you will make your court date.
    [Read More]

  • Securing Bail Before You Even Know What The Judge Decreed: Why This Should Be Avoided


    When a family member or friend has been charged and arrested with a crime, your first impulse is "No! They didn't do it!" Your second impulse is to run out and see how many different ways you can get bail money so that you can bail out the friend/family member. You should avoid doing that until you hear what the judge has to say at the arraignment hearing. Sometimes judges have really good days and do not intend to enforce the fullest extent of the law, which means that a lesser crime may not result in jail time until the hearing.
    [Read More]

  • Want to Prepare for Tax Time? 3 Items to Gather Throughout the Year


    For most individuals and business owners, filing your taxes is not a pleasant task. Unfortunately, it is an important task that must be completed in a timely and effective manner. Thankfully, you can avoid mistakes and reduce your risk of an audit by preparing all through the year. This guide will help you gather and organize a few imperative documents you will need before filing your taxes. Income Statements You may be filing your taxes once a year, but you will be receiving income all through the year.
    [Read More]

  • How To Get Funding For A Community Project


    Community projects are a great way to socialize, build connections with your community, and improve your environment. But where does a community project get funding? The answer is a little from everywhere. Here's what you need to know. Start With a Plan A community project needs a comprehensive plan, organized like a business plan. This plan has to outline all of the costs of the community project, the potential risks, and the step-by-step process of developing the project.
    [Read More]

  • What To Do When Loved One Has Been Arrested For Immigration Issues


    Immigration can be a touchy subject, even when the law is involved. If you have a loved one who is applying for citizenship but does not yet have a green card, they will have to make sure that they meet certain qualifications at all times. If the proper conditions are not met and the proper paperwork as not been turned in, there is a chance that your loved one can be taken in by immigration officials.
    [Read More]

  • Opening A Bank? Why You Need Video Banking Services


    Placing money into a bank is something that many people consider to be a required activity. Keeping money in the home can be dangerous because you never know if someone will get wind of your haul and decide to pay you a visit. If you are opening a bank and want to offer your customers the ultimate in convenience, video banking can help you get there. Learn more about the benefits of video banking and you'll see why it's truly the best choice for your new establishment.
    [Read More]

  • Buying A Car? Smart Buying Tips To Help Slash Your Family's Transportation Costs


    Auto loans have become somewhat of a normal expenditure for the majority of households today. In fact, according to statistics from 2017, an estimated 107 million people in the United States currently have one or more outstanding car loans, which is 37 million more than just five years earlier. Because having car debt is something that most households will need to consider, finding ways to save money on these loans is an important way to help make the household budget go farther.
    [Read More]

  • Heading Abroad? 5 Things To Do In Advance To Prepare Your Credit Card For The Trip


    Using your credit card during an overseas trips helps protect you and make your time abroad easier. But before you pack your bags and head off, do these five things to save money and time once you leave. Check Fees and Limits. Understand what your credit card charges for things like international transactions and currency conversion. You should look for a card that carries no international transaction fees. If this is not possible, you can still save money by limiting use of the credit card to ATM transactions to get local cash.
    [Read More]

  • 4 Signs You Should Hire An Estate Sale Service


    Hosting an estate sale is a good way to get rid of the items from an estate while potentially making some money off of the sale at the same time. Some people plan and host these sales all on their own, but this isn't always the best idea. Instead, you could find that hiring an estate service to help you with the entire process is a smarter decision. These are a few signs that it might be a good idea for you to use one of these services.
    [Read More]